Choosing a Retro Argentina Football Kit – A Look at 2 Famous Argentina Football Shirts From the Past

The blue and white stripes of those Argentina football shirts from the past are perhaps even as iconic as the yellow and blue kits of Brazil. That is why the retro Argentina football kit is so sought after these days, especially Argentina football shirts from the seventies and eighties.

Diego Maradona the manager has really struggled to get his Argentinean team to qualify for this year’s World Cup finals, in South Africa. At one point during qualification it looked like the unthinkable might happen and that the World’s biggest football competition would be without one of its most flamboyant teams. Thankfully, that was not the case, but nonetheless the current side does not appear to be the force that it was when Maradona the player was the star of the team.

Below we look at two famous Argentina football shirts from the past, from a time when the “La Albiceleste” were the best team in the world.

Argentina 1978 World Cup Shirt

The Argentina 1978 World Cup strip is a retro Argentina football kit from one of the most memorable tournaments of all. Argentina were on home soil and so were well fancied, however, they were up against the “total football” of the Dutch, who were extremely unlucky in the 1974 World Cup and were expected to win it this time round.

The final between Argentina and Holland was a classic, with Johan Cruyff the star of the show. However, Argentina had their stars too, including Ossie Ardiles, just before his groundbreaking transfer to Tottenham Hotspur later that summer. They also had Mario Kempes, who was the leading goal scorer in the 1978 tournament, scoring a total of six goals, including two in the final itself.

Argentina managed to beat Holland 3-1 after extra time to win the World Cup and ensure that the 1978 World Cup shirt would become one of the most iconic Argentina football shirts of all time.

Argentina 1986 World Cup Shirt

The Argentina 1986 World Cup strip is another retro football kit featuring the famous blue and white stripes. It is nearly always associated with one man, a football genius who practically single-handedly won Argentina their second World Cup. That man of course was Diego Maradona and it is partly because of those performances wearing that particular retro Argentina football kit that he is considered by many to be the greatest footballer that ever lived.

These vintage football shirts have such a classic look to them and really do look great with a pair of jeans and trainers. As well as the classic blue and white stripes, the retro football kit features the gold and blue Argentinean shield.

Getting Down To Basics with Experts

Key Details to Consider When Selecting an Emergency Electrician

The current world heavily dependent on power, and it is almost impossible to do without it. When the electrical system fails, one is likely to experience losses because they may not be able to do some of the things they have to do every day. One is required to carry out various maintenance activities regularly, but you may find that the system fails all of a sudden. The services of an emergency electrician will come in handy at such a time. You can have an emergency electrician by so that they can offer you the necessary emergency electrical services when unexpected failures happen. These guidelines will help you choose the best emergency electrician for your requirements.

Even though you need to promptly get a technician to solve the challenges with your electrical system in an emergency, it is not proper to get someone who is not qualified for the job. It is possible for you to be risking yourself to experience danger when you get someone unqualified to handle your electrical issues. Electricity is a sensitive thing to handle, and it can cause damage and even loss of life if mishandled. This is why you have to look into the qualification of a specific emergency electrician. You first need to find out if they are certified since this can be an indication that they have gone to school and received the necessary training to handle electrical systems. You can also find out the experience level that they have in providing solutions for electrical system challenges. Getting an emergency electrician who seems to have been competently handling various electrical systems can assure you that you will get similar services.

The emergency demands that you consider the availability of an electrician. It is possible for you to wait to get your trusted electrician to handle regular maintenance activities for your electrical system, but you cannot do this with emergency electrical problems. You need an electrician who is available at the time when you need their services. Your needs can likely be handled with the immediacy require when you get a company that has a pool of qualified electricians because it is likely that there will be one who is available at a time when you require emergency electrical services. Such a company can also have many vans or other means of transport to get to your location as soon as possible and the situation.

It is also necessary to consider the variety of services that a specific emergency electrician can provide. It is necessary that the electrician who you get can handle multiple areas of the system.

Men’s Shirts – Hello Mister Bond

“Hello, Mr. Bond.”

James bond in his crisp white shirt is the epitome of style and confidence. Men’s shirts are a way to break out of the office doldrums and really show your own creative genius. Make your shirts a real statement about your style. Dark rich colours with contrasting light coloured ties; a monochromatic combination of light sexy baby blue or powder pink with perfectly matching tie; the 100% cotton white shirt with pearl buttons and sophisticated top stitching all make a statement when you walk into the room. What ever it is that you want to communicate; think about it, find your groove and make a splash. Cheer up the girls in the office with your dapper ways.

“Made it, Ma! Top of the World.”

Changing your style is one way to get noticed in an increasingly competitive job market. Your jacket is the frame and the men’s shirt the matting that will enhance artwork contained within it. The shirt works to frame the tie, braces (which are underwear) and the face. What colours will enhance these features? Look at the whole picture and determine what story you want the viewer to participate in. Sometimes the shirt can be the artwork; attention to detail in fabric, colour, design, print, top stitching and collar are like the brush details on a fine painting. The suit and tie then ground and frame the art, which is the shirt and should not compete with it.

“Hasta la vista, baby.”

As a minimum a man should have at least 3 white shirts and 2 blue. This gives us 5 shirts and we can do the laundry on the weekend. If you plan to work through most weekends or travel extensively for business or pleasure. Invest in more. The more shirts you have the less frequently you have to do laundry or make it to the dry cleaners.

“Well it’s not the men in your life that count, it’s the life in your men.”

Colour, fabric and style of collar and cuff will tell a story about the man and the shirt. Buy the best quality fabric that you can, the smoother and finer the cotton the dressier the man’s shirt. Choose a collar that suits your face and body frame and make sure that the cuffs fit properly. The cuffs of a man’s shirt should not slide off over the wrist nor should they get stuck when you lift your arms up in the air.

“Love your shirt.”

Finally, make sure that the shirt fits. Measure and try on before buying. Do not purchase men’s shirts in plastic bags with the pins still in. Take it out and try it on. Make sure that the fit is not too tight or too big through the torso. The current fashion is a little more tailored and fitted through the upper body.

“You had me at Hello.”

Men’s shirts make a statement. Think about the leading men in film, remembering their most famous roles it is easy to picture the shirt that each was wearing. What do you want to be remembered for? Find a style that really makes you feel like a leading man in your own life.

The Ultimate Guide to Tanks

Ways through Which Hiring Septic Repair Services is Important

If you are a homeowner you will always have to ensure that you make some improvements in your home of which one of the ways through which you can do that is by installing a septic system. When it reaches a point where you notice that your septic system has a problem you will have to hire septic repair services so that it is fixed. It is true that there are so many benefits that are associated with hiring septic repair services instead of trying to fix it on your own. Here are the ways through which hiring septic repair services is important.

One of the benefits of hiring septic repair services is that you will be able to save valuable time. It is true that septic system will always be complicated and that is why if you try to fix it on your own you will just be wasting your time. You have to hire a professional for the septic repair services since a professional will have experience in repairing them and will offer good services. Therefore, to make sure that you will not waste so much time on the septic system then you have to hire a professional since a professional will be experienced.

One of the ways through which hiring septic repair services is important is that you will be able to save money. You have to know that trying to fix the septic system when you are not a professional you will end up destroying the septic system. You are advised to hire a professional to fix your septic system so that you are assured that nothing will get destroyed. Therefore, to be able to save a lot of money you have to hire septic repair services when your septic system has a problem.

Your system will have proper maintenance after the repair of which this is also a way through which hiring septic repair services is important. A professional will make sure that the problem will not arise again in the future simply because he will offer the best maintenance. The problem will not arise in future simply because of the professional offer the right maintenance. You have to hire a professional to avoid future problems with your septic system.

When you hire septic repair services you are always assured that everything will be safe hence, this is also a way through which hiring septic repair services is important. The provider of the septic repair services will always know what to do and that is why the services will be safe. In summary, you are advised to hire septic repair services so that you are able to benefit in different ways.

Five Excellent Investment Characteristics

We favor investments that are low cost, tax efficient, diversified, liquid, and simple. Many investors often run into trouble when they invest in things that do not have these five characteristics. Investments with these five characteristics have been profitable over time, but typically are not very exciting. There is generally not a “hot story that you need to act on now!” associated with them. The financial services industry generally does not favor these type of investments because they generate very little profit from them. We are in the business of helping to maximize the wealth of our clients, not the financial services industry. Keep in mind that this list of investment characteristics is not comprehensive. Other factors to look for in investments might include attractive valuation, low correlation to your other holdings, a nice dividend yield or interest income, a tilt towards areas of the market that have produced higher returns such as value stocks, an appropriate risk level for you, etc.

Low Cost. We typically invest in low cost index based funds and exchange traded funds (ETF’s). The funds we invest in have an average expense ratio of only.30% per year. The typical actively traded equity mutual fund has an average expense ratio of 1% or more. With investment funds, the best predictor of future relative performance is the expense ratio on the fund; the lower the better. Hedge funds typically have annual expense ratios of 2% plus 20% of any profits earned. Some variable annuities and permanent life insurance “investments” can have annual expenses of 2% or more. By keeping a close eye on the costs of our investments, we can save our clients significant amounts of money each year and help them achieve higher returns over time (all else being equal). With investment products, you don’t get better performance with a higher cost product, in fact you typically get worse performance.

Tax Efficient. Our investments (index based funds and ETF’s) are extremely tax efficient and they allow the investor to have some control over the timing of the taxes. These types of funds have low turnover (trading activity), which is a common characteristic of tax efficient investments. We recommend avoiding mutual funds with high turnover due to their tax inefficiency. After the recent big increase in the U.S. stock market, many active equity mutual funds have “imbedded” capital gains of as much as 30%-45%. If you buy those mutual funds now you may end up paying capital gains taxes on those imbedded gains even if you didn’t own the fund during the increase. ETF’s typically do not generate long and short-term capital gain distributions at yearend, and they do not have imbedded capital gains like active mutual funds. Hedge funds are typically tax inefficient due to their very high turnover. In addition to investing in tax-efficient products we also do many other things to help keep our client taxes minimized such as tax loss harvesting, keeping our turnover/trading low, putting the right type of investments in the right type of accounts (tax location), using losses to offset capital gains, using holdings with large capital gains for gifting, investing in tax-free municipal bonds, etc.

Diversified. We like to invest in diversified funds because they reduce your stock specific risk, and the overall risk of your portfolio. Bad news released about one stock may cause it to drop 50%, which is horrible news if that stock is 20% of your whole portfolio, but will be barely noticed in a fund of 1,000 stock positions. We tend to favor funds that typically have at least a hundred holdings and often several hundred holdings or more. These diversified funds give you broad representation of the whole asset class you are trying to get exposure to, while eliminating the stock specific risk. We are not likely to invest in the newest Solar Energy Company Equity Fund with 10 stock positions, for example. We don’t believe in taking any risks (such as stock specific risk) that you will not get paid for in higher expected return.

Liquid. We like investments that you can sell in one minute or one day if you decide to do so, and those which you can sell at or very close to the prevailing market price. With liquid investments you always (daily) know the exact price and value of your investments. All of the investment funds we recommend meet this standard. We don’t like investments which you are locked into for years without the ability to get your money back at all or without paying large exit fees. Examples of illiquid investments would be hedge funds, private equity funds, annuities, private company stock, tiny publicly traded stocks, startup company stock or debt, illiquid obscure bonds, structured products, some life insurance “investments,” private real estate partnerships, etc. We prefer investment funds that have been around for some time, are large in size, and have high average daily trading volumes.

Simple. We prefer investments that are simple, transparent, and easy to understand. If you don’t understand it, don’t invest in it. All of our investments are simple and transparent; we know exactly what we own. Complicated investment products are designed in favor of the seller, not the buyer, and usually have high hidden fees. Examples of complicated and non-transparent investments that we generally avoid are hedge funds, private equity funds, structured products, some life insurance “investment” products, variable annuities, private company stock, startup company stock or loans, etc. “Make everything as simple as possible, but not simpler.” -Albert Einstein.

We believe most investors should have the majority of their portfolio invested in things that have these five excellent characteristics. By doing so you will avoid plenty of mistakes, negative surprises, and risks along the way. In addition, we believe your after tax investment returns will likely be higher over long periods of time. Of course not every smart or good investment will have all of these characteristics. For example, income producing real estate property is illiquid (and often not diversified) but can be an excellent long-term investment if purchased and managed properly. Owning your own business is illiquid and not diversified but can be an excellent way to build wealth as well. We believe these five investment characteristics become even more important as you enter retirement, since at that point you may be more focused on reducing risk and preserving your wealth than building it, and you may need the liquidity to spend and gift part of your wealth during retirement. These five excellent investment characteristics can be a good screening device for possible investments and good factors to think about when investing.

Just a Game Or Mathematical Genius?

This word bookmaker is used to refer to persons who take bets on competitive events at pre-established odds. The job of a bookmaker is to accept bet placements in such a ratio that regardless of who loses and who wins, he will still have made a lot of profit.

In certain countries, this activity is considered illegal and even in those ones where it is legal, at times there are no legal provisions for enforcing debts that arise from such activity. But in countries where it is recognized by law, the government earns quite a large amount of revenue from it and that is why certain countries have a legal bookmaker under the state’s control.

It is more established in the United Kingdom than in the United States; in the former, it is legally acknowledged and bets are placed on a broader array of sports. They even have an organization in charge of regulating settlement disputes. On the other hand, the latter has made it illegal in all states but Nevada and when carried out illegally, it only covers college sports and professional events.

Even though the UK still has them located at the racecourse, technology has caught up with some and made them shift to their PCs with the internet making the job a whole lot easier. But this limits under age gamblers and those in countries where it is prohibited as they are not allowed to gamble on such websites. They may connect online casinos but their disadvantage is that they increase the numbers of gambling addicts. Some operators though have shied away from technology seeing as the betters are cutting down their profit margins by comparing notes with other bettors through betting exchanges, a resource which even they can use to determine how to place their odds based on market trends.

Governments are not having a lot of success in regulating online outfits from entering their spaces. Greater success has been experienced by those authorities that have licensed all forms of betting but put in place stringent measures for the operation of associated outfits. This way, the government exercises a measure of control over how they are run.

A sleazy side to the industry becomes evident in cases of match fixing, where teams play to a prearranged outcome – either fully or partially which is both a legal breach and also a contravention of the rules of any game. But many countries are now relaxing their stance as the industry is now getting significant roles to play in society like in sponsoring sports activities and that has got the names of some of the firms on players’ T-shirts and on stadium signs a situation which is facing a lot of opposition in certain countries where there is low tolerance for gambling and such ones continue in the war against online participants.

What Research About Guardrails Can Teach You

Features of Roof Guardrail Systems

Guardrail systems are used as protective measures to prevent rooftop falls in workplaces. You can choose the best variety of a roof guardrail system from the many varieties that are there in the market.

The architectural series roof guardrail system ensures full protection while still maintaining a visual appeal. The architectural series roof guardrail system usually combines with the non-penetrating system that gives it an appealing look. The architectural series can enhance the overall appearance of your building besides offering a protective effect around the roof edge.

An architectural series guardrail system does not penetrate the base of your roof, a characteristic that enhances the look of your roof system. An architectural series guardrail system can be used in new buildings, existing building as well as addition to existing guardrails. The architectural series roof guardrail system is ideal since it require no holes drilling, it has up to 10 foot spacing in between uprights and it comes with special orders for powder rail sections.

Another roof guardrail system is the Guard Dog self-closing industrial safety gate that is durable and easily installable. Due to its diversified features, the Guard Dog self-closing industrial safety gate is capable of performing several applications. Its unique characteristics include; its gate coming fully assembled and including securing hardware for a standard installation on pipe.

The standing seam metal roof safety railings systems offers a ladder egress or ingress as well as roof edge fall protection. It has a galvanized base plate to fit various types of standing seam roofs. The fact that a standing seam metal roof safety railing can offer protection on ladder areas, mechanicals and roof hatches give it a unique characteristic.

The safety rail leveling step rail, on the other hand, enables a continuous run of safety rail 2000 whenever the roof moves up or down.

The safety rail LP outrigger is used to aid in offering a continuous run of safety Rail 2000 in cases when the ducting in pipes does not allow the use of a rail section. The use of Safety rail LP outrigger is only recommended whenever other options are exhausted since using it as a standard outrigger might lead to fall hazards.

Safety rail 2000 base is designed to handle countless safety rail positioning. Safety rail 2000 base is usually yellow powdered or hot dipped galvanized. The base of a safety rail 2000 base can permanently be mounted with anchor bolts. Its working handles are also ideal for easy lifting and positioning.

The Top 5 Key Benefits of Purchasing and Owning Investment Real Estate

So… You may ask yourself, why should you buy or invest in real estate in the First Place? Because it’s the IDEAL investment! Let’s take a moment to address the reasons why people should have investment real estate in the first place. The easiest answer is a well-known acronym that addresses the key benefits for all investment real estate. Put simply, Investment Real Estate is an IDEAL investment. The IDEAL stands for:

• I – Income
• D – Depreciation
• E – Expenses
• A – Appreciation
• L – Leverage

Real estate is the IDEAL investment compared to all others. I’ll explain each benefit in depth.

The “I” in IDEAL stands for Income. (a.k.a. positive cash flow) Does it even generate income? Your investment property should be generating income from rents received each month. Of course, there will be months where you may experience a vacancy, but for the most part your investment will be producing an income. Be careful because many times beginning investors exaggerate their assumptions and don’t take into account all potential costs. The investor should know going into the purchase that the property will COST money each month (otherwise known as negative cash flow). This scenario, although not ideal, may be OK, only in specific instances that we will discuss later. It boils down to the risk tolerance and ability for the owner to fund and pay for a negative producing asset. In the boom years of real estate, prices were sky high and the rents didn’t increase proportionately with many residential real estate investment properties. Many naïve investors purchased properties with the assumption that the appreciation in prices would more than compensate for the fact that the high balance mortgage would be a significant negative impact on the funds each month. Be aware of this and do your best to forecast a positive cash flow scenario, so that you can actually realize the INCOME part of the IDEAL equation.

Often times, it may require a higher down payment (therefore lesser amount being mortgaged) so that your cash flow is acceptable each month. Ideally, you eventually pay off the mortgage so there is no question that cash flow will be coming in each month, and substantially so. This ought to be a vital component to one’s retirement plan. Do this a few times and you won’t have to worry about money later on down the road, which is the main goal as well as the reward for taking the risk in purchasing investment property in the first place.

The “D” in IDEAL Stands for Depreciation. With investment real estate, you are able to utilize its depreciation for your own tax benefit. What is depreciation anyway? It’s a non-cost accounting method to take into account the overall financial burden incurred through real estate investment. Look at this another way, when you buy a brand new car, the minute you drive off the lot, that car has depreciated in value. When it comes to your investment real estate property, the IRS allows you to deduct this amount yearly against your taxes. Please note: I am not a tax professional, so this is not meant to be a lesson in taxation policy or to be construed as tax advice.

With that said, the depreciation of a real estate investment property is determined by the overall value of the structure of the property and the length of time (recovery period based on the property type-either residential or commercial). If you have ever gotten a property tax bill, they usually break your property’s assessed value into two categories: one for the value of the land, and the other for the value of the structure. Both of these values added up equals your total “basis” for property taxation. When it comes to depreciation, you can deduct against your taxes on the original base value of the structure only; the IRS doesn’t allow you to depreciate land value (because land is typically only APPRECIATING). Just like your new car driving off the lot, it’s the structure on the property that is getting less and less valuable every year as its effective age gets older and older. And you can use this to your tax advantage.

The best example of the benefit regarding this concept is through depreciation, you can actually turn a property that creates a positive cash flow into one that shows a loss (on paper) when dealing with taxes and the IRS. And by doing so, that (paper) loss is deductible against your income for tax purposes. Therefore, it’s a great benefit for people that are specifically looking for a “tax-shelter” of sorts for their real estate investments.

For example, and without getting too technical, assume that you are able to depreciate $15,000 a year from a $500,000 residential investment property that you own. Let’s say that you are cash-flowing $1,000 a month (meaning that after all expenses, you are net-positive $1000 each month), so you have $12,000 total annual income for the year from this property’s rental income. Although you took in $12,000, you can show through your accountancy with the depreciation of the investment real estate that you actually lost $3,000 on paper, which is used against any income taxes that you may owe. From the standpoint of IRS, this property realized a loss of $3,000 after the “expense” of the $15,000 depreciation amount was taken into account. Not only are there no taxes due on that rental income, you can utilize the paper loss of $3,000 against your other regular taxable income from your day-job. Investment property at higher price points will have proportionally higher tax-shelter qualities. Investors use this to their benefit in being able to deduct as much against their taxable amount owed each year through the benefit of depreciation with their underlying real estate investment.

Although this is a vastly important benefit to owning investment real estate, the subject is not well understood. Because depreciation is a somewhat complicated tax subject, the above explanation was meant to be cursory in nature. When it comes to issues involving taxes and depreciation, make sure you have a tax professional that can advise you appropriately so you know where you stand.

The “E” in IDEAL is for Expenses – Generally, all expenses incurred relating to the property are deductible when it comes to your investment property. The cost for utilities, the cost for insurance, the mortgage, and the interest and property taxes you pay. If you use a property manager or if you’re repairing or improving the property itself, all of this is deductible. Real estate investment comes with a lot of expenses, duties, and responsibilities to ensure the investment property itself performs to its highest capability. Because of this, contemporary tax law generally allows that all of these related expenses are deductible to the benefit of the investment real estate landowner. If you were to ever take a loss, or purposefully took a loss on a business investment or investment property, that loss (expense) can carry over for multiple years against your income taxes. For some people, this is an aggressive and technical strategy. Yet it’s another potential benefit of investment real estate.

The “A” in IDEAL is for Appreciation – Appreciation means the growth of value of the underlying investment. It’s one of the main reasons that we invest in the first place, and it’s a powerful way to grow your net worth. Many homes in the city of San Francisco are several million dollars in today’s market, but back in the 1960s, the same property was worth about the cost of the car you are currently driving (probably even less!). Throughout the years, the area became more popular and the demand that ensued caused the real estate prices in the city to grow exponentially compared to where they were a few decades ago. People that were lucky enough to recognize this, or who were just in the right place at the right time and continued to live in their home have realized an investment return in the 1000’s of percent. Now that’s what appreciation is all about. What other investment can make you this kind of return without drastically increased risk? The best part about investment real estate is that someone is paying you to live in your property, paying off your mortgage, and creating an income (positive cash flow) to you each month along the way throughout your course of ownership.

The “L” in IDEAL stands for Leverage – A lot of people refer to this as “OPM” (other people’s money). This is when you are using a small amount of your money to control a much more expensive asset. You are essentially leveraging your down payment and gaining control of an asset that you would normally not be able to purchase without the loan itself. Leverage is much more acceptable in the real estate world and inherently less risky than leverage in the stock world (where this is done through means of options or buying “on Margin”). Leverage is common in real estate. Otherwise, people would only buy property when they had 100% of the cash to do so. Over a third of all purchase transactions are all-cash transactions as our recovery continues. Still, about 2/3 of all purchases are done with some level of financing, so the majority of buyers in the market enjoy the power that leverage can offer when it comes to investment real estate.

For example, if a real estate investor was to buy a house that costs $100,000 with 10% down payment, they are leveraging the remaining 90% through the use of the associated mortgage. Let’s say the local market improves by 20% over the next year, and therefore the actual property is now worth $120,000. When it comes to leverage, from the standpoint of this property, its value increased by 20%. But compared to the investor’s actual down payment (the “skin in the game”) of $10,000- this increase in property value of 20% really means the investor doubled their return on the investment actually made-also known as the “cash on cash” return. In this case, that is 200%-because the $10,000 is now responsible and entitled to a $20,000 increase in overall value and the overall potential profit.

Although leverage is considered a benefit, like everything else, there can always be too much of a good thing. In 2007, when the real estate market took a turn for the worst, many investors were over-leveraged and fared the worst. They could not weather the storm of a correcting economy. Exercising caution with every investment made will help to ensure that you can purchase, retain, pay-off debt, and grow your wealth from the investment decisions made as opposed to being at the mercy and whim of the overall market fluctuations. Surely there will be future booms and busts as the past would dictate as we continue to move forward. More planning and preparing while building net worth will help prevent getting bruised and battered by the side effects of whatever market we find ourselves in.

Many people think that investment real estate is only about cash flow and appreciation, but it’s so much more than that. As mentioned above, you can realize several benefits through each real estate investment property you purchase. The challenge is to maximize the benefits through every investment.

Furthermore, the IDEAL acronym is not just a reminder of the benefits of investment real estate; it’s also here to serve as a guide for every investment property you will consider purchasing in the future. Any property you purchase should conform to all of the letters that represent the IDEAL acronym. The underlying property should have a good reason for not fitting all the guidelines. And in almost every case, if there is an investment you are considering that doesn’t hit all the guidelines, by most accounts you should probably PASS on it!

Take for example a story of my own, regarding a property that I purchased early on in my real estate career. To this day, it’s the biggest investment mistake that I’ve made, and it’s precisely because I didn’t follow the IDEAL guidelines that you are reading and learning about now. I was naïve and my experience was not yet fully developed. The property I purchased was a vacant lot in a gated community development. The property already had an HOA (a monthly maintenance fee) because of the nice amenity facilities that were built for it, and in anticipation of would-be-built homes. There were high expectations for the future appreciation potential-but then the market turned for the worse as we headed into the great recession that lasted from 2007-2012. Can you see what parts of the IDEAL guidelines I missed on completely?

Let’s start with “I”. The vacant lot made no income! Sometimes this can be acceptable, if the deal is something that cannot be missed. But for the most part this deal was nothing special. In all honesty, I’ve considered selling the trees that are currently on the vacant lot to the local wood mill for some actual income, or putting up a camping spot ad on the local Craigslist; but unfortunately the lumber isn’t worth enough and there are better spots to camp! My expectations and desire for price appreciation blocked the rational and logical questions that needed to be asked. So, when it came to the income aspect of the IDEAL guidelines for a real estate investment, I paid no attention to it. And I paid the price for my hubris. Furthermore, this investment failed to realize the benefit of depreciation as you cannot depreciate land! So, we are zero for two so far, with the IDEAL guideline to real estate investing. All I can do is hope the land appreciates to a point where it can be sold one day. Let’s call it an expensive learning lesson. You too will have these “learning lessons”; just try to have as few of them as possible and you will be better off.

When it comes to making the most of your real estate investments, ALWAYS keep the IDEAL guideline in mind to make certain you are making a good decision and a solid investment.

I Love NY – T-Shirts, Mugs, Posters, and Other Ways a Simple Message Triumphs

Want to wear one of the greatest advertising campaigns of the last century? Take a look at some “I Love NY” t-shirts next time you have a chance. The design — brainchild of the brilliant Milton Glaser — couldn’t be simpler. The letter I, a heart N, and Y, arranged in a square. In fact, the only thing simpler is the message — of course people love New York. How could the city maintain millions of residents and attract millions of tourists if that weren’t the case?

The genius of the “I love NY” t-shirts is that they lay a unique claim to a common feeling. By wearing “I love NY” t-shirts, people are saying something fairly common — that they’re fans of New York city — but they’re saying it in an aesthetically appealing way. This is one of the best design tricks around: find a simple way to express a simple thought, but in a way not quite like what anyone has done before. As the uniqueness of the “I love NY” t-shirts demonstrates, it’s pretty hard to do this consistently.

One effect of “I love NY” t-shirts is that copying or referencing the design has become a major part of popular culture. The phrase “I love [x]” was rescued from mawkishness by “I love NY” t-shirts, and forever turned into a lighthearted way to express an exuberantly positive, common emotion. So it’s no wonder that numerous organizations have used the logo with slight variations (including puns on ‘spade’ and ‘club’ as opposed to just ‘heart’).

Another side effect of the “I love NY” t-shirts is that the ‘heart’ logo has transcended the slogan, and turned into an actual verbal expression. Originally textual, the phrase “I heart [x]” has developed as an even more free and fun version of “I love…”, even finding its way into the title of a film, I Heart Huckabees. There aren’t many advertising slogans that can claim to be so ubiquitous. Among the other slogans that have reached a similar level of popularity, few have been able to maintain it for so long. A reference to “Where’s the beef?” today leads to awkward stares, rather than laughs.

Interestingly enough, this popularity simply fed into the original trend. With so many people referencing “I love NY” t-shirts, the shirts themselves turned into a crucial fashion item. With so many reminders of the shirts, someone who briefly considered buying one wouldn’t have the chance to forget — during a single day, they might stumble across a review of I Heart Huckabees, an “I love…” line, and a logo that used a heart icon.

This is the most crucial lesson from “I love NY” t-shirts. If you’re going to create a successful trend, you’ll want to make one that’s self-reinforcing — that gives people a reason, not just to participate, but to make their friends want to participate, too. If you look at the sites of retailers who sell “I love NY” t-shirts, you’ll find that many of them also offer different versions, or plays on the same theme. If you can get people doing that, you probably have a design that’s going to last.

The Key Elements of Great Professionals

Factors to Put Into Considerations When Looking For the Perfect Plumbing Company for Your Home.

You may experience some issues in the plumbing systems in your home. There are those problems that will require to be solved out right away, this you need to have a plumbing company that you can call to come and do the task. You may also need to hire a plumbing company when you require installation services of any fixture in your home. You should make sure that you select the perfect plumbing contractor to handle the work. Here are the tips you need to look for when searching for a reliable residential plumber.

A crucial factor to put in mind when searching for a residential plumbing contractor is the level of knowledge. Make sure that you choose a highly experienced plumbing firm. Check the number of years that the residential plumber has been in the businesses. The highly experienced plumbing company is one that has offered the services for a long period. You should make sure that you check at the training of the plumbing contractor to ensure it is in the particular areas that you want to be handled.

You need to look at the website of the residential plumber. In every business, a website is essential. The website helps to offer the potential customers with the right information if your businesses that they are looking for. Ensure that the website of the plumbing contractor looks good. You can use the website if the plumbing company to get the details concerning the qualification of the company. Ensure that the residential plumber has a website that is updated with the latest information. This means that the residential plumbing contractor is serious with his business.

Consider the customer care services that are offered by the residential plumber. You should check if the plumbing contractor shows professionalism. A good plumbing contractor should be friendly. You should check at the response of the residential plumber to your queries to learn about the customer care services. Also, you should look at how the residential plumber responds to your calls.

You should put into consideration the location to identify a good plumbing firm to hire. You may experience some plumbing problems in your home that you want to be solved right away, that’s is why checking at the location is necessary. Therefore, you want to have a residential plumber that will reach to your place within a short period and help you out. Therefore, it is best that you consider that is serving within your locality. In addition, ensure that you look at the availability of the residential plumber. You need to choose the plumbing company that you can access at any time you need the services. Thus when you encounter any problems you will reach the plumber to help you out.